Broken Arrow
613 North Aspen Avenue
Broken Arrow, OK 74012
Tue–Fri 10–6 · Sat 10–5
Closed Sunday & Monday
Care & Confidence
Jewelry Financing
J. David Jewelry offers financing through three lenders at all three Tulsa showrooms, in Broken Arrow, South Tulsa and Brookside: Synchrony, Wells Fargo, and Comenity Capital Bank, a Bread Financial company. Some moments do not wait for the right month. Ask at any showroom and we will help you find the option that fits. All financing is subject to credit approval by the lender.
Some moments do not wait
A proposal has a date, even if you are the only one who knows it. An anniversary arrives when it arrives. And now and then a piece is simply right, in a way that will still be right in thirty years.
Financing is a way to let the moment happen when it should, and to let the paying take the time it needs.
Three lenders, one conversation
No single plan suits every guest, so we work with three lenders:
- The Synchrony Luxury credit card, issued by Synchrony Bank.
- The Wells Fargo Jewelry Advantage credit card, issued by Wells Fargo Bank, N.A.
- The IDDEAL credit card, issued by Comenity Capital Bank, a Bread Financial company.
Each is the lender's own program, not in-house credit from J. David Jewelry. Tell us what you are considering, and a member of our staff will lay the options side by side and help you choose the one that suits you.
All financing is subject to credit approval by the lender. Ask us for details.
How to apply
Come and sit with us at any of our three showrooms. You apply with the lender you choose, and the lender gives you its decision. Applying is a request for credit, so the lender will look at your credit history to decide.
The rate, the length and the monthly payment come to you in writing, from the lender, before you agree to anything. Take them home if you like. A good decision does not mind being slept on.
What to ask before you sign
We would rather you understand a plan than be surprised by it. These are the questions worth asking of any lender:
- Whether interest is waived during a promotional period, or only set aside. On some plans, interest that was set aside is charged from the day of purchase if the balance is not paid in full by the end of the promotion.
- What the payment will be each month, and whether that payment clears the balance in time.
- What the rate becomes once any promotional period ends.
- How applying appears on your credit report.
The lender's paperwork answers every one of these. Read it first. We will give you the time.
Come In, or Text Us
Ask Us Anything.
There are two ways to start, and neither is the wrong one. Come and sit with us at any of our three Tulsa showrooms and we go through the options with you — that is the solid answer, with the lender’s terms in front of you. Or text us your question, and we’ll do our best to answer it there.
If the numbers do not sit right
Say so. There is no version of this in which we would rather you were uncomfortable.
There is nearly always another way to arrive at the piece: a different setting, a different diamond, or gold you no longer wear traded toward something new. The right ring at the wrong payment is not the right ring. We would rather find you the one that is right in both ways.
Still choosing? Start with How to Choose an Engagement Ring.
Good Questions
The things people actually ask.
Do you offer financing?
Yes, through three lenders, at all three of our Tulsa showrooms: the Synchrony Luxury credit card, the Wells Fargo Jewelry Advantage credit card, and the IDDEAL credit card from Comenity Capital Bank, a Bread Financial company. All financing is subject to credit approval.
How do I apply?
Come into any showroom. A member of our staff will show you the options and help you apply with the lender you choose. The lender makes the decision.
Will applying affect my credit?
Applying is a request for credit, and each lender reviews your credit history to decide. How that appears on your credit report is the lender's to tell you, so ask before you apply. We will give you the time to.
Who decides whether I am approved?
The lender does. Approval, and the terms that come with it, are the lender's decision and are based on your application. The financing is theirs, not in-house credit from J. David Jewelry.
What are the rates and terms?
They are the lender's, and they depend on the plan and on your application, so we do not print them here. You will see them in writing from the lender before you agree to anything.
Can I trade in gold toward a purchase?
Yes. We buy gold and take gold in on trade at all three showrooms. Bring it in during showroom hours and we will look at it with you.
Visit a Showroom
See it in person.
Three showrooms across Tulsa, one family since 1994. Bring your questions, or just come and look.
South Tulsa
8200 E 101st Street, Suite B
Tulsa, OK 74133
Tue–Fri 10–6 · Sat 10–5
Closed Sunday & Monday
Brookside
3646 S Peoria Avenue
Tulsa, OK 74105
Tue–Fri 10–6 · Sat 10–5
Closed Sunday & Monday
Verified on Google
In Their Own Words.
Every heirloom begins with a story. Hear from the families who let us be a part of theirs.
★★★★★
Trusted by Generations
5,300+ Five-Star Google Reviews
”
Katelyn helped me resize and refresh my wedding ring. She was knowledgeable, professional, and incredibly sweet. She made the experience easy and enjoyable, and I couldn’t be happier with the results. I highly recommend asking for Katelyn
”
Had a fantastic experience at J David! Bought an engagement ring last year and a wedding band this year. Maelei and Susan were especially super helpful and patient with us and found us the perfect matches!
”
One big request I had for Hayley was to make sure any leftover gold from the ring was returned to me. Not only did she make sure I got the gold, but Scott even turned it into a small pendant!